YOUR MASTERPIECE DESERVES A

Master Insure

About Jewelers Mutual Insurance

For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.

Why Jewelers Mutual?

  • Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance.
  • Protection against theft, damage, accidental loss, and disappearance.
  • The option to choose your own jeweler.
  • Repair of damaged jewelry with the same level of quality as the original.
  • Replacement of lost jewelry with the same brand and type.
  • Graduate Gemologists (GIA) with a passion for jewelry on staff.

How a Jewelers Mutual Policy Stands Out

Jewelry is typically covered under renters and homeowners insurance policies, however, that coverage is normally not enough to cover the full replacement cost. Even a jewelry-specific rider added to your homeowners policy has its limits.

See How We Compare Jewelers Mutual Group Typical Homeowners Typical Rider
Loss ✓ × ✓
Theft ✓ ✓ ✓
Damage ✓ Not always covered Not always covered
Disappearance ✓ × ✓
Flood or Earthquake ✓ Not always covered Not always covered
Worldwide Travel ✓ ✓ ✓
Out-of-Pocket Cost $0 deductible option Homeowners deductible applies May have a deductible
Effects of Claims None May jeopardize entire policy May jeopardize entire policy

If you have any questions about insuring with Jewelers Mutual, please email contact@ourosjewels.com
or call +1 (551) 274-2892‬.

*Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Québec).

Must be at least 18 years of age to apply for insurance. Although *Jeweler Name* may offer opinions to consumers about the importance of protecting their purchases, Ouros Jewels not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or licensed insurance agent.

Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.

By clicking the link above – “get my free quote” – you authorize Jewelers Mutual to use a secure system to retrieve and save details of this purchase from Ouros Jewels for the purpose of calculating an insurance quote. Retrieved information may include your name and address.